← Back to homesACTIVE · MLS MFRO6416153

St Cloud, FL · Single Family Residence

7648 Bent Tree Loop

$362,900
List price
4Bedrooms
2Bathrooms
1,820Square feet
0.14Acres

THE SETTING, AND THE DETAILS

A closer look.

**LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $50,000; reduction already reflected in the advertised price. Imagine coming home to four bedrooms, comfortable one-story living and a calming conservation backdrop, along with the savings of brand-new construction. Welcome to 7648 Bent Tree Loop. Now offered at $362,900, this move-in-ready Adams Home features 1,820 square feet, 4 bedrooms, 2 bathrooms and a two-car garage. The fourth bedroom provides valuable flexibility for guests, a home office, hobbies or a growing household. The bright open-concept living area connects naturally to a spacious kitchen with granite countertops, Whirlpool stainless-steel appliances, generous cabinetry, a breakfast bar and pantry. The conservation backdrop adds privacy and a peaceful view behind the home. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 monthly—or approximately $48,038 over 20 years if the assessment remained unchanged. This comparison uses published FY2026 assessments for certain nearby properties; assessments vary by property and may change annually. The 20-year amount is a simple illustration assuming unchanged annual assessments, not guaranteed future savings. HOA fees and other property taxes are separate. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. Builder-paid closing costs, excluding prepaids, require a preferred lender. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.

Garage

The details that help you decide.

Details supplied with the listing. Information that was not provided is marked below.

Home essentials
Price per square foot
$199
Full bathrooms
2
Half bathrooms
0
Heated living area
1820
Lot size (acres)
0.14
Lot size (sq ft)
6098
Year built
2026
Property type
Residential
Property style
Not provided
Interior & rooms
Interior features
Ceiling Fans(s)
Appliances
Dishwasher, Microwave, Range
Flooring
Carpet, Ceramic Tile
Additional rooms
Not provided
Land, water & community
Waterfront
No
Waterfront type
Not provided
Water body / lake name
Not provided
Water view
Not provided
Dock
Not provided
Dock features
Not provided
Other views
Not provided
Lot features
Not provided
Exterior features
Balcony, Garden
Community amenities
Not provided
Zoning
X
Current use
Not provided
Horse amenities
Not provided
Fencing
Not provided
Other structures
Not provided
Pool, parking & systems
Private pool
No
Pool features
Not provided
Garage
Yes
Garage spaces
2
Carport
No
Carport spaces
Not provided
Parking features
Not provided
Fireplace
No
Fireplace features
Not provided
Heating
Electric
Cooling
Central Air
Water supply
Private
Sewer
Private Sewer
Utilities
Cable Available, Electricity Available
Construction
Construction materials
Block, Concrete
Roof
Shingle
Foundation
Concrete Perimeter
Stories
Not provided
Levels
One
Location & schools
City
ST CLOUD
Subdivision
HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK P LOT 8
County
Osceola
ZIP code
34771
Elementary school
Harmony Community School (K-5)
Middle school
Harmony Middle
High school
Harmony High
Association, taxes & listing
HOA / association
Yes
Association fee
$68
Fee frequency
Monthly
Included services
Not provided
Association amenities
Not provided
Additional association fee
Not provided
Additional fee frequency
Not provided
Condo fee
Not provided
Condo fee frequency
Not provided
Annual property taxes
$831
Tax year
2025
Other annual assessments
Not provided
CDD
No
Listing status
Active
Days on market
127
Listing broker
ADAMS HOMES REALTY, INC
MLS number
MFRO6416153

Explore the area

Location supplied with the listing. Confirm boundaries and access for the property.

Listed by ADAMS HOMES REALTY, INC · MLS MFRO6416153
Source: mfrmls · Listing updated 2026-10-20 00:27:10 UTC.
Information is deemed reliable but is not guaranteed. Availability and details may change.

Listing photograph

MLS MFRO6416153 · ADAMS HOMES REALTY, INC

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