St Cloud, FL · Single Family Residence
7642 Bent Tree Loop
Active · MLS MFRO6418564 · Listed by ADAMS HOMES REALTY, INC · 850-469-0977.
THE SETTING, AND THE DETAILS
A closer look.
**LIMITED-TIME PROMOTION: FREE WASHER, DRYER AND REFRIGERATOR - RECEIVED AFTER CLOSING!** PRICE REDUCED $50,000; reduction already reflected in the advertised price. Imagine coming home, stepping onto the covered lanai and looking out over a peaceful conservation area instead of directly into another backyard. Welcome to 7642 Bent Tree Loop. Now offered at $361,900, this move-in-ready Adams Home features a conservation view, no rear neighbors and flexible dining/office space. This 3-bedroom, 2-bath 1780A plan provides efficient single-story living, a private primary suite and two additional bedrooms that can support guests, remote work or hobbies. The open-concept living area connects naturally to the kitchen, where granite countertops, Whirlpool stainless-steel appliances, generous cabinetry and a large center island create an inviting place for meals and entertaining. The covered lanai extends the living space outdoors and provides a peaceful place to enjoy the conservation backdrop. Harmony Central has NO CDD. Compared with the highest published FY2026 annual CDD assessment of approximately $2,401.90 in certain nearby competing new-home communities, that represents savings of approximately $200 monthly—or approximately $48,038 over 20 years if the assessment remained unchanged. This comparison uses published FY2026 assessments for certain nearby properties; assessments vary by property and may change annually. The 20-year amount is a simple illustration assuming unchanged annual assessments, not guaranteed future savings. HOA fees and other property taxes are separate. Community amenities include a pool with cabanas and a dog park. $15,000 Flex Cash may be used toward eligible purchase expenses or an interest-rate buydown, subject to builder, lender and loan-program terms. New contract must be executed by October 31, 2026, with no contingencies and a 30-day closing in November 2026. Builder-paid closing costs, excluding prepaids, require a preferred lender. A $1,000 contract deposit reserves the home; additional funds may be required at closing. For contracts executed by October 31, 2026, receive a 1% Buyer Credit when working with Acrisure, one of the builder's preferred lenders, subject to eligibility and lender terms. Ask the onsite sales team for complete incentive terms and availability. Schedule your private tour and picture the everyday moments that could begin here.
The details that help you decide.
Details supplied with the listing. Information that was not provided is marked below.
Home essentials
- Price per square foot
- $203
- Full bathrooms
- 2
- Half bathrooms
- 0
- Heated living area
- 1780
- Lot size (acres)
- 0.14
- Lot size (sq ft)
- 6098
- Year built
- 2026
- Property type
- Residential
- Property style
- Not provided
Interior & rooms
- Interior features
- Ceiling Fans(s), Crown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Stone Counters, Thermostat, Walk-In Closet(s)
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range
- Flooring
- Carpet, Tile
- Additional rooms
- Not provided
Land, water & community
- Waterfront
- No
- Waterfront type
- Not provided
- Water body / lake name
- Not provided
- Water view
- Not provided
- Dock
- Not provided
- Dock features
- Not provided
- Other views
- Not provided
- Lot features
- Not provided
- Exterior features
- Sidewalk
- Community amenities
- Pool
- Zoning
- X 500
- Current use
- Not provided
- Horse amenities
- Not provided
- Fencing
- Not provided
- Other structures
- Not provided
Pool, parking & systems
- Private pool
- No
- Pool features
- Not provided
- Garage
- Yes
- Garage spaces
- 2
- Carport
- No
- Carport spaces
- Not provided
- Parking features
- Driveway
- Fireplace
- No
- Fireplace features
- Not provided
- Heating
- Electric
- Cooling
- Central Air
- Water supply
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Water Connected
Construction
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Stories
- Not provided
- Levels
- One
Location & schools
- City
- ST CLOUD
- Subdivision
- HARMONY CENTRAL PH 2
- County
- Osceola
- ZIP code
- 34773
- Elementary school
- Harmony Community School (K-5)
- Middle school
- Harmony Middle
- High school
- Harmony High
Association, taxes & listing
- HOA / association
- Yes
- Association fee
- $904
- Fee frequency
- Annually
- Included services
- Not provided
- Association amenities
- Not provided
- Additional association fee
- Not provided
- Additional fee frequency
- Not provided
- Condo fee
- Not provided
- Condo fee frequency
- Not provided
- Annual property taxes
- $831.29
- Tax year
- 2025
- Other annual assessments
- Not provided
- CDD
- No
- Listing status
- Active
- Days on market
- 121
- Listing broker
- ADAMS HOMES REALTY, INC
- MLS number
- MFRO6418564
Explore the area
Location supplied with the listing. Confirm boundaries and access for the property.
Listed by ADAMS HOMES REALTY, INC · MLS MFRO6418564
Source: mfrmls · Listing updated 2026-10-20 00:28:11 UTC.
Information is deemed reliable but is not guaranteed. Availability and details may change.
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