← Back to homesACTIVE · MLS MFRS5146731

Winter Haven, FL · Single Family Residence

551 Lake Smart Blvd

$319,900
List price
4Bedrooms
2Bathrooms
1,936Square feet
0.14Acres

THE SETTING, AND THE DETAILS

A closer look.

Discover the opportunity at 551 Lake Smart Blvd. in Winter Haven! WHAT IF $5,000 COULD HELP YOU GET INTO YOUR NEXT HOME? And if you qualify with the lenders requirements, you could ASSUME THE CURRENT MORTGAGE AT 2.5 INTEREST RATE. This well-maintained 4-bedroom, 2-bath home offers 1,936 sq. ft. of comfortable living space and was built in 2020, giving you the benefits of a newer home without the wait for new construction. Even better, the roof was replaced in 2025, providing an important upgrade and added peace of mind. The open-concept design creates a spacious flow between the kitchen, dining and living areas, making everyday living and entertaining easy. The kitchen features cabinetry, generous counter space, a large center island and stainless-steel appliances. The primary suite provides a comfortable retreat, while three additional bedrooms give flexibility for family, guests, a home office or other needs. NEW PRICE: $319,900! The seller is offering a $5,000 contribution toward the buyer's allowable closing costs, subject to the terms of the purchase contract, buyer's loan program, lender approval and applicable limits. If you've been renting and waiting for the right opportunity to become a homeowner, this may be the one you've been waiting for. Don't just compare the price—compare the value: 2020 construction, 2025 roof, 4 bedrooms, 1,936 sq. ft., $5,000 seller contribution AND IF YOU QUALIFY WITH ALL LENDER'S REQUIREMENTS, YOU COULD ASSUME THE MORTGAGE AT 2.5 INTEREST RATE. Schedule your private showing today.

Garage

The details that help you decide.

Details supplied with the listing. Information that was not provided is marked below.

Home essentials
Price per square foot
$165
Full bathrooms
2
Half bathrooms
0
Heated living area
1936
Lot size (acres)
0.14
Lot size (sq ft)
5998
Year built
2020
Property type
Residential
Property style
Contemporary
Interior & rooms
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Flooring
Carpet, Vinyl
Additional rooms
Not provided
Land, water & community
Waterfront
No
Waterfront type
Not provided
Water body / lake name
Not provided
Water view
Not provided
Dock
No
Dock features
Not provided
Other views
Not provided
Lot features
Not provided
Exterior features
Sidewalk
Community amenities
Not provided
Zoning
Not provided
Current use
Not provided
Horse amenities
Not provided
Fencing
Not provided
Other structures
Not provided
Pool, parking & systems
Private pool
No
Pool features
Not provided
Garage
Yes
Garage spaces
2
Carport
No
Carport spaces
Not provided
Parking features
Not provided
Fireplace
No
Fireplace features
Not provided
Heating
Electric, Exhaust Fan
Cooling
Central Air
Water supply
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Available, Electricity Connected, Public, Sewer Connected, Water Available, Water Connected
Construction
Construction materials
Block
Roof
Shingle
Foundation
Slab
Stories
1
Levels
One
Location & schools
City
WINTER HAVEN
Subdivision
LAKE SMART POINTE
County
Polk
ZIP code
33881
Elementary school
Not provided
Middle school
Not provided
High school
Not provided
Association, taxes & listing
HOA / association
Yes
Association fee
$600
Fee frequency
Annually
Included services
Not provided
Association amenities
Not provided
Additional association fee
Not provided
Additional fee frequency
Not provided
Condo fee
Not provided
Condo fee frequency
Not provided
Annual property taxes
$4,210.52
Tax year
2025
Other annual assessments
Not provided
CDD
No
Listing status
Active
Days on market
189
Listing broker
LA ROSA REALTY CW PROPERTIES L
MLS number
MFRS5146731

Explore the area

Location supplied with the listing. Confirm boundaries and access for the property.

Listed by LA ROSA REALTY CW PROPERTIES L · MLS MFRS5146731
Source: mfrmls · Listing updated 2026-10-05 15:59:09 UTC.
Information is deemed reliable but is not guaranteed. Availability and details may change.

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