← Back to homesACTIVE · MLS MFRO6455671

St Cloud, FL · Single Family Residence

520 Brown Bear Way

$309,900
List price
3Bedrooms
2Bathrooms
1,264Square feet
0.13Acres

THE SETTING, AND THE DETAILS

A closer look.

New photos coming soon. Seller offering up to $13,170 toward buyer closing costs, prepaid expenses, and/or an interest rate buydown. Conditions apply. Move-in ready 3-bedroom, 2-bath home in St. Cloud's established Southern Pines community with the big-ticket items already handled: Roof (2019), HVAC (2021), just serviced, and Water Heater (2021). A just-completed refresh adds fresh interior paint, a new front entry door, new LED lighting and fixtures, a new thermostat, and refreshed landscaping with fresh mulch. The kitchen features white shaker cabinets, granite countertops, and a stainless range, dishwasher and microwave. Both baths offer shaker vanities with granite tops, with a garden tub and separate tiled shower in the primary bath. The single-story split floor plan offers 1,264 SqFt with vaulted ceilings, laminate plank flooring and tile, and a primary suite with a walk-in closet. An inside laundry room and an attached 2-car garage round out the home. Out back, a sliding glass door opens to an open patio and a fenced yard with a pond view past the back fence. $550 annual HOA and no CDD. Conveniently located in St. Cloud near shopping, dining and schools, with an easy commute to Florida's Turnpike. Buyer credit available with use of Seller's preferred lender. Schedule your showing today.

Garage

The details that help you decide.

Details supplied with the listing. Information that was not provided is marked below.

Home essentials
Price per square foot
$245
Full bathrooms
2
Half bathrooms
0
Heated living area
1264
Lot size (acres)
0.13
Lot size (sq ft)
5532
Year built
2006
Property type
Residential
Property style
Not provided
Interior & rooms
Interior features
Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
Appliances
Dishwasher, Disposal, Microwave, Range
Flooring
Laminate, Tile
Additional rooms
Not provided
Land, water & community
Waterfront
No
Waterfront type
Not provided
Water body / lake name
Not provided
Water view
Pond
Dock
Not provided
Dock features
Not provided
Other views
Water
Lot features
Landscaped, Paved
Exterior features
Sidewalk
Community amenities
Not provided
Zoning
SPUD
Current use
Not provided
Horse amenities
Not provided
Fencing
Fenced, Vinyl, Wood
Other structures
Not provided
Pool, parking & systems
Private pool
No
Pool features
Not provided
Garage
Yes
Garage spaces
2
Carport
No
Carport spaces
0.00
Parking features
Not provided
Fireplace
No
Fireplace features
Not provided
Heating
Central
Cooling
Central Air
Water supply
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected
Construction
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Stories
Not provided
Levels
One
Location & schools
City
ST CLOUD
Subdivision
SOUTHERN PINES UNIT 2
County
Osceola
ZIP code
34772
Elementary school
Michigan Avenue Elem (K 5)
Middle school
St. Cloud Middle (6-8)
High school
St. Cloud High School
Association, taxes & listing
HOA / association
Yes
Association fee
$550
Fee frequency
Annually
Included services
Not provided
Association amenities
Not provided
Additional association fee
Not provided
Additional fee frequency
Not provided
Condo fee
Not provided
Condo fee frequency
Not provided
Annual property taxes
$4,320.19
Tax year
2025
Other annual assessments
Not provided
CDD
No
Listing status
Active
Days on market
1
Listing broker
PROPERTY LOGIC RE
MLS number
MFRO6455671

Explore the area

Location supplied with the listing. Confirm boundaries and access for the property.

Listed by PROPERTY LOGIC RE · MLS MFRO6455671
Source: mfrmls · Listing updated 2026-11-07 11:52:19 UTC.
Information is deemed reliable but is not guaranteed. Availability and details may change.

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