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Umatilla, FL · Single Family Residence

41520 Charm Lake Dr

$950,000
List price
5Bedrooms
4Bathrooms
4,936Square feet
17.89Acres

THE SETTING, AND THE DETAILS

A closer look.

Discover a distinctive lakefront property at 41520 Charm Lake Dr in Umatilla, offering approximately 17.89 acres with 735 feet of frontage on Charm Lake, multiple living spaces, and a variety of outbuildings. The property offers 4,936 sq ft of total heated living space, is zoned for horses, and has no HOA. The main lakefront residence is configured as a 2-bedroom, 2-bath home with dedicated office space, along with a wood-burning fireplace, vaulted ceilings, and a wraparound screened porch overlooking the lake. Attached to the main residence is a separate 1-bedroom, 1-bath suite with its own kitchen and living area, creating additional flexibility for extended family, guests, or other needs. A completely separate approximately 1,100 sq ft guest house offers 2 bedrooms and 1 bathroom, along with its own private deck overlooking Charm Lake. Together, the separate living areas provide a unique layout with multiple options for how the property can be used. Beyond the residences, the acreage includes a workshop/storage facility with utilities, RV carport with a 50-amp hookup, barn with stalls, sheds, and an animal coop. Mature landscaping, wooded areas, fencing, and lake views add to the property's rural setting and overall appeal.

WaterfrontGarage

The details that help you decide.

Details supplied with the listing. Information that was not provided is marked below.

Home essentials
Price per square foot
$192
Full bathrooms
4
Half bathrooms
0
Heated living area
4936
Lot size (acres)
17.89
Lot size (sq ft)
779208
Year built
1979
Property type
Residential
Property style
Ranch
Interior & rooms
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Vaulted Ceiling(s)
Appliances
Built-In Oven, Dishwasher, Dryer, Range, Refrigerator, Washer
Flooring
Ceramic Tile
Additional rooms
Not provided
Land, water & community
Waterfront
Yes
Waterfront type
Lake Front
Water body / lake name
CHARM LAKE
Water view
Lake
Dock
Not provided
Dock features
Not provided
Other views
Garden, Trees/Woods, Water
Lot features
Farm, Gentle Sloping, In County, Pasture, Unincorporated, Zoned for Horses
Exterior features
RV Hookup
Community amenities
Not provided
Zoning
A
Current use
Not provided
Horse amenities
Not provided
Fencing
Not provided
Other structures
Additional Single Family Home, Barn(s), Finished RV Port, Guest House, Shed(s), Storage, Workshop
Pool, parking & systems
Private pool
No
Pool features
Not provided
Garage
Yes
Garage spaces
2
Carport
Yes
Carport spaces
2.00
Parking features
Circular Driveway, Covered, Guest, Off Street, RV Carport
Fireplace
Yes
Fireplace features
Family Room, Wood Burning
Heating
Central
Cooling
Central Air
Water supply
Well
Sewer
Septic Tank
Utilities
BB/HS Internet Available, Electricity Connected
Construction
Construction materials
Frame
Roof
Shingle
Foundation
Crawlspace
Stories
1
Levels
One
Location & schools
City
UMATILLA
Subdivision
DREAM LAKE POULTRY RANCHES
County
Lake
ZIP code
32784
Elementary school
Not provided
Middle school
Not provided
High school
Not provided
Association, taxes & listing
HOA / association
No
Association fee
Not provided
Fee frequency
Not provided
Included services
Not provided
Association amenities
Not provided
Additional association fee
Not provided
Additional fee frequency
Not provided
Condo fee
Not provided
Condo fee frequency
Not provided
Annual property taxes
$10,421.35
Tax year
2025
Other annual assessments
Not provided
CDD
No
Listing status
Active
Days on market
12
Listing broker
LPT REALTY, LLC
MLS number
MFRO6449945

Explore the area

Location supplied with the listing. Confirm boundaries and access for the property.

Listed by LPT REALTY, LLC · MLS MFRO6449945
Source: mfrmls · Listing updated 2026-10-28 18:09:18 UTC.
Information is deemed reliable but is not guaranteed. Availability and details may change.

Listing photograph

MLS MFRO6449945 · LPT REALTY, LLC

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