Winter Haven, FL · Single Family Residence
4099 Island Lakes Dr
Active · MLS MFRP4934266 · Listed by KELLER WILLIAMS REALTY SMART 1 · 863-508-3000.
THE SETTING, AND THE DETAILS
A closer look.
One or more photo(s) has been virtually staged. NEW ROOF 2/9/2026 + $10K PRICE IMPROVEMENT on 7/24! Now offered at another improved price, this waterfront home on Lake Rochelle delivers the best value currently available on the Winter Haven Chain of Lakes. Located in the desirable Island Lakes community, this well-maintained 3-bedroom, 2-bath home combines lakefront living, major recent updates, and everyday functionality. A brand new roof was installed in February 2026, offering added peace of mind and potential insurance advantages for the next owner. Fresh landscaping and new sod create excellent curb appeal, while the open split-bedroom floorplan provides comfortable living with beautiful natural light throughout. The spacious primary suite overlooks the water and includes a private bath and walk-in closet. The living and dining areas flow easily into the kitchen, making the home ideal for entertaining, weekend guests, or simply enjoying the lake lifestyle. Step outside and enjoy direct access to the Chain of Lakes with boating, fishing, kayaking, and sunset views right from your backyard. Conveniently located near shopping, dining, medical facilities, and major roadways while still offering a peaceful waterfront setting. Whether you’re looking for a primary residence, winter retreat, or investment opportunity, this property checks all the boxes for Florida lakefront living. Schedule your private showing today.
The details that help you decide.
Details supplied with the listing. Information that was not provided is marked below.
Home essentials
- Price per square foot
- $236
- Full bathrooms
- 2
- Half bathrooms
- 0
- Heated living area
- 1603
- Lot size (acres)
- 0.4
- Lot size (sq ft)
- 17529
- Year built
- 2006
- Property type
- Residential
- Property style
- Not provided
Interior & rooms
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), In Wall Pest System, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Vaulted Ceiling(s), Walk-In Closet(s)
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Flooring
- Laminate
- Additional rooms
- Not provided
Land, water & community
- Waterfront
- Yes
- Waterfront type
- Lake Privileges
- Water body / lake name
- LAKE ROCHELLE
- Water view
- Lake - Chain of Lakes
- Dock
- Not provided
- Dock features
- Not provided
- Other views
- Not provided
- Lot features
- City Limits, Paved
- Exterior features
- Lighting
- Community amenities
- Not provided
- Zoning
- Not provided
- Current use
- Not provided
- Horse amenities
- Not provided
- Fencing
- Not provided
- Other structures
- Not provided
Pool, parking & systems
- Private pool
- No
- Pool features
- Not provided
- Garage
- Yes
- Garage spaces
- 2
- Carport
- No
- Carport spaces
- Not provided
- Parking features
- Not provided
- Fireplace
- No
- Fireplace features
- Not provided
- Heating
- Central
- Cooling
- Central Air
- Water supply
- Public
- Sewer
- Public Sewer
- Utilities
- Electricity Connected, Water Connected
Construction
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Stories
- 1
- Levels
- One
Location & schools
- City
- WINTER HAVEN
- Subdivision
- ISLAND LAKES
- County
- Polk
- ZIP code
- 33881
- Elementary school
- Not provided
- Middle school
- Not provided
- High school
- Not provided
Association, taxes & listing
- HOA / association
- Yes
- Association fee
- $50
- Fee frequency
- Quarterly
- Included services
- Not provided
- Association amenities
- Not provided
- Additional association fee
- Not provided
- Additional fee frequency
- Not provided
- Condo fee
- Not provided
- Condo fee frequency
- Not provided
- Annual property taxes
- $5,193.87
- Tax year
- 2024
- Other annual assessments
- Not provided
- CDD
- No
- Listing status
- Active
- Days on market
- 548
- Listing broker
- KELLER WILLIAMS REALTY SMART 1
- MLS number
- MFRP4934266
Explore the area
Location supplied with the listing. Confirm boundaries and access for the property.
Listed by KELLER WILLIAMS REALTY SMART 1 · MLS MFRP4934266
Source: mfrmls · Listing updated 2026-10-01 17:52:09 UTC.
Information is deemed reliable but is not guaranteed. Availability and details may change.
A GOOD CONVERSATION IS A GOOD START
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your next move.
Ask about this home, arrange a showing, or talk through what you’re looking for.
Call Scott: (407) 760-0382Your inquiry goes directly to Scott.