St Cloud, FL · Single Family Residence
390 Windy Willow Way
Active · MLS MFRTB8488443 · Listed by THE PROPERTY PROS REAL ESTATE · 407-879-7591.
THE SETTING, AND THE DETAILS
A closer look.
New Price! POSSIBLE 4.99% ASSUMABLE MORTGAGE OPPORTUNITY (SUBJECT TO LENDER APPROVAL AND BUYER QUALIFICATION). This rare financing opportunity may allow eligible buyers to secure a significantly lower interest rate compared to current market rates—offering substantial potential monthly savings and increased purchasing power. Better than new and thoughtfully upgraded, this beautifully maintained two-story home is located in The Crossings community in St. Cloud. Built just two years ago, this spacious residence offers approximately 1,946 square feet of living space, featuring 3 bedrooms, 2.5 bathrooms, a versatile loft, and a 2-car garage—combining modern design with true move-in-ready convenience. The open-concept first floor creates an inviting environment ideal for both everyday living and entertaining. The stylish gourmet kitchen showcases quartz countertops, shaker-style wood cabinetry, Samsung stainless steel appliances, a pantry, and a designer backsplash that adds a custom, elevated touch. The kitchen flows seamlessly into the spacious gathering room, creating a comfortable and functional layout. Enhanced beyond builder-grade finishes, the home features updated modern lighting fixtures and ceiling fans throughout, adding both style and comfort. The main living areas and bathrooms are finished with luxury vinyl plank flooring, while the bedrooms offer stain-resistant carpeting for added warmth and durability. Upstairs, the thoughtfully designed layout includes three generously sized bedrooms and a versatile loft—ideal for a home office, media space, or additional living area. The owner’s suite offers a spacious walk-in closet, linen storage, and a private en-suite bath complete with dual vanities and a tiled shower. Situated in a prime location, The Crossings is nestled within the rapidly expanding growth corridor between Lake Nona and NeoCity—two of Central Florida’s most innovative and high-growth areas. With continued development throughout Osceola County and St. Cloud, this location offers strong potential for long-term value and future equity growth. Enjoy the benefits of a nearly new home with upgrades already completed—without the wait, stress, or additional expenses of new construction. THIS IS A WINDOW OF OPPORTUNITY YOU WON’T WANT TO MISS.
The details that help you decide.
Details supplied with the listing. Information that was not provided is marked below.
Home essentials
- Price per square foot
- $194
- Full bathrooms
- 2
- Half bathrooms
- 1
- Heated living area
- 1955
- Lot size (acres)
- 0.08
- Lot size (sq ft)
- 3485
- Year built
- 2024
- Property type
- Residential
- Property style
- Not provided
Interior & rooms
- Interior features
- Ceiling Fans(s), High Ceilings, In Wall Pest System, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator
- Flooring
- Carpet, Luxury Vinyl
- Additional rooms
- Not provided
Land, water & community
- Waterfront
- No
- Waterfront type
- Not provided
- Water body / lake name
- Not provided
- Water view
- Not provided
- Dock
- Not provided
- Dock features
- Not provided
- Other views
- Not provided
- Lot features
- Not provided
- Exterior features
- Lighting, Other, Sidewalk
- Community amenities
- Clubhouse, Deed Restrictions, Playground, Pool, Sidewalks, Street Lights
- Zoning
- PUD
- Current use
- Not provided
- Horse amenities
- Not provided
- Fencing
- Not provided
- Other structures
- Not provided
Pool, parking & systems
- Private pool
- No
- Pool features
- Not provided
- Garage
- Yes
- Garage spaces
- 2
- Carport
- No
- Carport spaces
- Not provided
- Parking features
- Not provided
- Fireplace
- No
- Fireplace features
- Not provided
- Heating
- Central
- Cooling
- Central Air
- Water supply
- None
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Public, Sewer Connected
Construction
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Block
- Stories
- Not provided
- Levels
- Two
Location & schools
- City
- ST CLOUD
- Subdivision
- CROSSINGS PH 1
- County
- Osceola
- ZIP code
- 34771
- Elementary school
- Narcoossee Elementary
- Middle school
- Narcoossee Middle
- High school
- Harmony High
Association, taxes & listing
- HOA / association
- Yes
- Association fee
- $115
- Fee frequency
- Annually
- Included services
- Not provided
- Association amenities
- Clubhouse, Pickleball Court(s), Playground, Pool
- Additional association fee
- Not provided
- Additional fee frequency
- Not provided
- Condo fee
- Not provided
- Condo fee frequency
- Not provided
- Annual property taxes
- $7,622
- Tax year
- 2025
- Other annual assessments
- $2,520
- CDD
- Yes
- Listing status
- Active
- Days on market
- 57
- Listing broker
- THE PROPERTY PROS REAL ESTATE
- MLS number
- MFRTB8488443
Explore the area
Location supplied with the listing. Confirm boundaries and access for the property.
Listed by THE PROPERTY PROS REAL ESTATE · MLS MFRTB8488443
Source: mfrmls · Listing updated 2026-05-15 23:05:13 UTC.
Information is deemed reliable but is not guaranteed. Availability and details may change.
A GOOD CONVERSATION IS A GOOD START
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Call Scott: (407) 760-0382Your inquiry goes directly to Scott.