← Back to homesACTIVE · MLS MFRS5154904

St Cloud, FL · Villa

3712 Bay Ct

$260,000
MLS MFRS5154904
2Bedrooms
2Bathrooms
1,136Square feet
0.03Acres

THE SETTING, AND THE DETAILS

A closer look.

Move-in ready and thoughtfully maintained, this 2-bedroom, 2-bath villa in Pine Lake Villas puts single-story, low-maintenance living just minutes from downtown St. Cloud. Inside, 1,136 square feet are laid out for easy living, with tile flooring throughout, a kitchen finished with a tile backsplash and stainless steel appliances, and major systems already handled for you: windows replaced in 2020, the roof in 2015, and the HVAC system in 2014. A private front patio welcomes you home, while the large screened back lanai extends the living space outdoors — ideal for morning coffee or unwinding at the end of the day. Pine Lake Villas offers the kind of quiet, established neighborhood feel that's increasingly hard to find, with easy access to US-192 and Florida's Turnpike putting Orlando's job centers, Lake Nona's Medical City, and Orlando International Airport within convenient reach. Everyday life stays simple here, with nearby supermarkets, dining, and Orlando Health St. Cloud Hospital all close by, and downtown St. Cloud's lakefront district — with its shops, restaurants, and waterfront park on East Lake Toho — just a short drive away. The area continues to see meaningful investment, from planned improvements to the Turnpike and Canoe Creek Road to a revitalized downtown lakefront district, adding long-term value to this already convenient location. Low-maintenance, updated, and centrally located — this is an opportunity to settle into St. Cloud living with the big-ticket items already done.

The details that help you decide.

Details supplied with the listing. Information that was not provided is marked below.

Home essentials
Price per square foot
$229
Full bathrooms
2
Half bathrooms
0
Heated living area
1136
Lot size (acres)
0.03
Lot size (sq ft)
1437
Year built
1984
Property type
Residential
Property style
Not provided
Interior & rooms
Interior features
Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Window Treatments
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Range Hood, Refrigerator, Washer
Flooring
Carpet, Ceramic Tile
Additional rooms
Not provided
Land, water & community
Waterfront
No
Waterfront type
Not provided
Water body / lake name
Not provided
Water view
Not provided
Dock
Not provided
Dock features
Not provided
Other views
Not provided
Lot features
Sidewalk
Exterior features
Balcony, Private Mailbox, Storage
Community amenities
Pool
Zoning
SPUD
Current use
Not provided
Horse amenities
Not provided
Fencing
Not provided
Other structures
Not provided
Pool, parking & systems
Private pool
No
Pool features
Not provided
Garage
No
Garage spaces
Not provided
Carport
No
Carport spaces
Not provided
Parking features
Not provided
Fireplace
No
Fireplace features
Not provided
Heating
Central
Cooling
Central Air
Water supply
Public
Sewer
Public Sewer
Utilities
BB/HS Internet Available, Cable Available, Electricity Available, Public, Sewer Connected
Construction
Construction materials
Block
Roof
Shingle
Foundation
Slab
Stories
Not provided
Levels
One
Location & schools
City
ST CLOUD
Subdivision
PINE LAKE VILLAS
County
Osceola
ZIP code
34769
Elementary school
Not provided
Middle school
Not provided
High school
Not provided
Association, taxes & listing
HOA / association
Yes
Association fee
$310
Fee frequency
Monthly
Included services
Pool, Maintenance Structure, Maintenance Grounds, Trash
Association amenities
Not provided
Additional association fee
Not provided
Additional fee frequency
Not provided
Condo fee
Not provided
Condo fee frequency
Not provided
Annual property taxes
$2,567
Tax year
2025
Other annual assessments
Not provided
CDD
No
Listing status
Active
Days on market
21
Listing broker
PREFERRED REAL ESTATE BROKERS
MLS number
MFRS5154904

Explore the area

Location supplied with the listing. Confirm boundaries and access for the property.

Listed by PREFERRED REAL ESTATE BROKERS · MLS MFRS5154904
Source: mfrmls · Listing updated 2026-08-24 14:37:15 UTC.
Information is deemed reliable but is not guaranteed. Availability and details may change.

Listing photograph

MLS MFRS5154904 · PREFERRED REAL ESTATE BROKERS

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