Umatilla, FL · Single Family Residence
362 Lake St
Active · MLS MFRG5115104 · Listed by LPT REALTY, LLC · 877-366-2213.
THE SETTING, AND THE DETAILS
A closer look.
Assumable FHA loan at a 2.62% interest rate available to qualified buyers, subject to lender approval! Sellers report a current monthly mortgage payment under $1,500. Buyers must cover the difference between that balance and the purchase price through cash or separately approved financing. Secondary financing may be available, subject to approval, with an additional payment. Built in 2021, this 3-bedroom, 2-bathroom home sits on a .40-acre lot in Umatilla with NO HOA. The open floor plan features LVP flooring throughout with no carpet, updated tile work in both bathrooms, and a spacious primary suite with a large walk-in closet and custom shelving. Smart home technology allows control of lighting, ceiling fans, garage doors, and exterior door locks through Alexa. The upgraded front door lock can also be operated directly from your phone, and an installed security camera system adds convenience. The living room features a projector setup with HDMI and USB connectivity for compatible streaming devices, including Roku or Fire Stick. Outside, the driveway has been extended with pavers on both sides for additional parking. The expanded rear porch provides an oversized, fully screened outdoor living area with ceiling fans and lighting, offering space for dining, entertaining, or relaxing. The fully fenced backyard includes a dedicated playground area with ample room remaining for pets, gardening,
The details that help you decide.
Details supplied with the listing. Information that was not provided is marked below.
Home essentials
- Price per square foot
- $254
- Full bathrooms
- 2
- Half bathrooms
- 0
- Heated living area
- 1341
- Lot size (acres)
- 0.39
- Lot size (sq ft)
- 16995
- Year built
- 2021
- Property type
- Residential
- Property style
- Custom
Interior & rooms
- Interior features
- Crown Molding, Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood
- Flooring
- Vinyl
- Additional rooms
- Not provided
Land, water & community
- Waterfront
- No
- Waterfront type
- Not provided
- Water body / lake name
- Not provided
- Water view
- Not provided
- Dock
- Not provided
- Dock features
- Not provided
- Other views
- Not provided
- Lot features
- Corner Lot, In County, Level, Sidewalk
- Exterior features
- Playground, Rain Gutters, Sidewalk
- Community amenities
- Street Lights
- Zoning
- Not provided
- Current use
- Not provided
- Horse amenities
- Not provided
- Fencing
- Vinyl
- Other structures
- Not provided
Pool, parking & systems
- Private pool
- No
- Pool features
- Not provided
- Garage
- Yes
- Garage spaces
- 2
- Carport
- No
- Carport spaces
- Not provided
- Parking features
- Garage Door Opener
- Fireplace
- No
- Fireplace features
- Not provided
- Heating
- Central
- Cooling
- Central Air
- Water supply
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available, Underground Utilities, Water Available
Construction
- Construction materials
- Block, Stone, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Stories
- Not provided
- Levels
- One
Location & schools
- City
- UMATILLA
- Subdivision
- VISTA OAKS
- County
- Lake
- ZIP code
- 32784
- Elementary school
- Umatilla Elem
- Middle school
- Umatilla Middle
- High school
- Umatilla High
Association, taxes & listing
- HOA / association
- No
- Association fee
- Not provided
- Fee frequency
- Not provided
- Included services
- Not provided
- Association amenities
- Not provided
- Additional association fee
- Not provided
- Additional fee frequency
- Not provided
- Condo fee
- Not provided
- Condo fee frequency
- Not provided
- Annual property taxes
- $4,767
- Tax year
- 2025
- Other annual assessments
- Not provided
- CDD
- No
- Listing status
- Active
- Days on market
- 81
- Listing broker
- LPT REALTY, LLC
- MLS number
- MFRG5115104
Explore the area
Location supplied with the listing. Confirm boundaries and access for the property.
Listed by LPT REALTY, LLC · MLS MFRG5115104
Source: mfrmls · Listing updated 2026-11-13 00:38:10 UTC.
Information is deemed reliable but is not guaranteed. Availability and details may change.
A GOOD CONVERSATION IS A GOOD START
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your next move.
Ask about this home, arrange a showing, or talk through what you’re looking for.
Call Scott: (407) 760-0382Your inquiry goes directly to Scott.