3540 Saxony Ln

$419,900

MLS MFRO6439111

Active · MLS MFRO6439111 · Listed by ENCORE INVESTMENT REALTY · 407-334-8664.

5Bedrooms

3Bathrooms

2,518Square feet

0.2Acres

THE SETTING, AND THE DETAILS

A closer look.

Space, separation, and a St. Cloud address that actually works for a commute. Built in 2015, this one-story block-and-stucco home delivers 2,518 heated square feet - Five bedrooms, two and a half baths, and a two-car attached garage - on a 0.20-acre conservation homesite in Mallard Pond. The layout gives you genuine room to spread out rather than square footage that only looks good on paper, and at ten years young the major systems are still well within their service life. Mallard Pond is a deed-restricted community with a neighborhood park, tucked off Old Canoe Creek Road where St. Cloud still feels like St. Cloud. Zoned for St. Cloud Elementary, St. Cloud Middle, and Harmony High. Downtown St. Cloud is roughly ten minutes out, US-192 and Kissimmee about fifteen, and the Florida Turnpike keeps the rest of Central Florida within easy commuting range. Schedule your private showing today.

Garage

The details that help you decide.

Details supplied with the listing. Information that was not provided is marked below.

Home essentials

Price per square foot: $167
Full bathrooms: 2
Half bathrooms: 1
Heated living area: 2518
Lot size (acres): 0.2
Lot size (sq ft): 8712
Year built: 2015
Property type: Residential
Property style: Traditional

Interior & rooms

Interior features: Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Other, Primary Bedroom Main Floor, Stone Counters
Appliances: Microwave, Range, Refrigerator
Flooring: Tile
Additional rooms: Not provided

Land, water & community

Waterfront: No
Waterfront type: Not provided
Water body / lake name: Not provided
Water view: Not provided
Dock: No
Dock features: Not provided
Other views: Trees/Woods
Lot features: Conservation Area, Flood Insurance Required, FloodZone, Level, Private, Sidewalk, Paved
Exterior features: Private Yard, Sidewalk
Community amenities: Deed Restrictions, Park, Sidewalks
Zoning: R-1B
Current use: Not provided
Horse amenities: Not provided
Fencing: Not provided
Other structures: Not provided

Pool, parking & systems

Private pool: No
Pool features: Not provided
Garage: Yes
Garage spaces: 2
Carport: No
Carport spaces: Not provided
Parking features: Garage Door Opener
Fireplace: No
Fireplace features: Not provided
Heating: Central, Electric
Cooling: Central Air
Water supply: Public
Sewer: Public Sewer
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected

Construction

Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Stories: Not provided
Levels: One

Location & schools

City: ST CLOUD
Subdivision: MALLARD POND
County: Osceola
ZIP code: 34772
Elementary school: St Cloud Elem
Middle school: St. Cloud Middle (6-8)
High school: Harmony High

Association, taxes & listing

HOA / association: Yes
Association fee: $67
Fee frequency: Monthly
Included services: Not provided
Association amenities: Not provided
Additional association fee: Not provided
Additional fee frequency: Not provided
Condo fee: Not provided
Condo fee frequency: Not provided
Annual property taxes: $3,778.74
Tax year: 2025
Other annual assessments: Not provided
CDD: No
Listing status: Active
Days on market: 1
Listing broker: ENCORE INVESTMENT REALTY
MLS number: MFRO6439111

Explore the area

Location supplied with the listing. Confirm boundaries and access for the property.

Listed by ENCORE INVESTMENT REALTY · MLS MFRO6439111
Source: mfrmls · Listing updated 2026-09-04 10:52:29 UTC.
Information is deemed reliable but is not guaranteed. Availability and details may change.

A GOOD CONVERSATION IS A GOOD START

Let’s talk about
your next move.

Ask about this home, arrange a showing, or talk through what you’re looking for.

Call Scott: (407) 760-0382

Your inquiry goes directly to Scott.