Auburndale, FL · Single Family Residence
331 Bay St
Active · MLS MFRTB8516430 · Listed by DIVINE ESTATES REALTY LLC · 813-401-1851.
THE SETTING, AND THE DETAILS
A closer look.
LAKEFRONT LIVING WITH AN ASSUMABLE 2.6% VA LOAN! Qualified buyers may be able to assume the existing VA loan at an incredible 2.6% interest rate, and you do NOT have to be a veteran to qualify for a VA loan assumption. Call for more info. This rare financing opportunity could mean substantial savings compared to today’s prevailing mortgage rates. Welcome to 331 Bay Street, an extensively renovated lakefront retreat situated on nearly 0.60 acres directly on beautiful Lake Ariana. Offering nearly 3,500 square feet of living space, this 3-bedroom, 3-bath home delivers the space, privacy, and waterfront lifestyle that make Florida living so special. Wake up to breathtaking lake views, spend the afternoon enjoying the water, and end your day watching the sunset from your private dock. Inside, expansive windows fill the home with natural light and showcase beautiful waterfront views throughout. The spacious floor plan offers multiple living and entertaining areas, an updated kitchen designed for gathering, generously sized bedrooms, and renovated bathrooms. Step outside to your private backyard oasis featuring a screened swimming pool, expansive outdoor entertaining areas, mature landscaping, and direct access to Lake Ariana. Boating, fishing, paddleboarding, pool days, and sunset evenings on the dock are all right outside your door. With NO HOA, ample parking, and convenient access to Central Florida, this property offers exceptional flexibility as a primary residence, second home, executive retreat, or investment property. Finding a lakefront home with nearly 0.60 acres, approximately 3,500 square feet, a private dock, swimming pool, NO HOA, AND the potential to assume a 2.6% VA loan is an opportunity that is difficult to duplicate. Schedule your private showing and experience the Lake Ariana lifestyle for yourself.
The details that help you decide.
Details supplied with the listing. Information that was not provided is marked below.
Home essentials
- Price per square foot
- $215
- Full bathrooms
- 3
- Half bathrooms
- 0
- Heated living area
- 3488
- Lot size (acres)
- 0.59
- Lot size (sq ft)
- 25130
- Year built
- 1973
- Property type
- Residential
- Property style
- Not provided
Interior & rooms
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Wet Bar, Window Treatments
- Appliances
- Dishwasher, Disposal, Ice Maker, Range, Range Hood, Refrigerator, Wine Refrigerator
- Flooring
- Ceramic Tile, Laminate, Tile, Wood
- Additional rooms
- Den/Library/Office,Florida Room,Great Room
Land, water & community
- Waterfront
- Yes
- Waterfront type
- Lake Front
- Water body / lake name
- LAKE ARIANA
- Water view
- Lake
- Dock
- Yes
- Dock features
- Dock - Open,Dock - Wood,Dock w/Electric,Dock w/o Water Supply
- Other views
- Water
- Lot features
- City Limits, Sidewalk, Paved
- Exterior features
- Lighting, Sidewalk
- Community amenities
- Street Lights
- Zoning
- R-1
- Current use
- Not provided
- Horse amenities
- Not provided
- Fencing
- Chain Link, Fenced, Vinyl
- Other structures
- Shed(s)
Pool, parking & systems
- Private pool
- Yes
- Pool features
- Deck, Heated, In Ground, Screen Enclosure
- Garage
- Yes
- Garage spaces
- 2
- Carport
- No
- Carport spaces
- Not provided
- Parking features
- Circular Driveway, Driveway, Oversized
- Fireplace
- No
- Fireplace features
- Not provided
- Heating
- Central
- Cooling
- Central Air
- Water supply
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Available, Water Available
Construction
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Stories
- Not provided
- Levels
- One
Location & schools
- City
- AUBURNDALE
- Subdivision
- FLANIGAN C R SUB
- County
- Polk
- ZIP code
- 33823
- Elementary school
- Auburndale Central Elem
- Middle school
- Stambaugh Middle
- High school
- Auburndale High School
Association, taxes & listing
- HOA / association
- No
- Association fee
- Not provided
- Fee frequency
- Not provided
- Included services
- Not provided
- Association amenities
- Not provided
- Additional association fee
- Not provided
- Additional fee frequency
- Not provided
- Condo fee
- Not provided
- Condo fee frequency
- Not provided
- Annual property taxes
- $7,447
- Tax year
- 2025
- Other annual assessments
- Not provided
- CDD
- No
- Listing status
- Active
- Days on market
- 122
- Listing broker
- DIVINE ESTATES REALTY LLC
- MLS number
- MFRTB8516430
Explore the area
Location supplied with the listing. Confirm boundaries and access for the property.
Listed by DIVINE ESTATES REALTY LLC · MLS MFRTB8516430
Source: mfrmls · Listing updated 2026-10-05 17:21:12 UTC.
Information is deemed reliable but is not guaranteed. Availability and details may change.
A GOOD CONVERSATION IS A GOOD START
Let’s talk about
your next move.
Ask about this home, arrange a showing, or talk through what you’re looking for.
Call Scott: (407) 760-0382Your inquiry goes directly to Scott.