Lakeland, FL · Single Family Residence
2809 Chatsworth Ln
Active · MLS MFRL4965714 · Listed by CLARK REALTY LLC · 863-345-2155.
THE SETTING, AND THE DETAILS
A closer look.
2.75% VA LOAN ASSUMPTION OPPORTUNITY! Qualified VA-eligible buyers may have the opportunity to assume the existing mortgage, with an approximate remaining balance of $369,000, subject to servicer approval. Seller requires substitution of the buyer’s VA entitlement and release of seller liability. Ask the listing agent about assumption requirements, funds needed to complete the purchase, and options for addressing the existing solar financing, including having the seller pay it off or negotiating a lower purchase price to account for the solar balance. Enjoy space, character, and thoughtful updates in this 4-bedroom, 3-bath South Lakeland pool home with an oversized three-car garage. Multiple living areas, bamboo flooring, custom built-ins, and a wood-burning fireplace create inviting spaces for everyday living and entertaining, while a separate sitting room/library with a wet bar offers a cozy space to gather, read, or relax.. The updated kitchen features white cabinetry, granite countertops, stainless steel appliances, and bar seating. The spacious primary suite includes an electric fireplace and a bathroom with a clawfoot soaking tub and open shower. An adjoining office offers flexible space for working from home or creating a cozy nursery close to the primary bedroom. Outside, enjoy a private pool, covered patio, and mature landscaping on approximately .37 acres. Florida-native butterfly-attracting plants bring the front garden to life with swarms of butterflies during the summer. Valleyview Elementary is a few minutes away and the sounds of children enjoying recess can be heard from the back porch—a memorable connection to the nearby school. Convenient to George Jenkins High School, the Polk Parkway, shopping, dining, entertainment, and medical facilities, this home combines a practical layout with distinctive details and substantial recent improvements. Features and updates: Main roof (2017); rear patio flat roof (2026); A/C (2023); solar panels (2022); windows and doors replaced (2021); water heater (2023); kitchen cabinetry and granite countertops (2021); and kitchen appliances replaced within the past three years. The windows, HVAC replacement and sealing, ENERGY STAR appliances, and solar panels all help lower the energy bill. Financing details: Existing solar financing carries a 1% interest rate with an approximate payoff of $54,345. Seller payoff of the solar financing or another lender-approved arrangement may be negotiated as part of the purchase, including a potential adjustment to the purchase price to account for the solar balance. Mortgage assumption and any solar-financing transfer require separate approvals; balances are approximate and subject to change.
The details that help you decide.
Details supplied with the listing. Information that was not provided is marked below.
Home essentials
- Price per square foot
- $210
- Full bathrooms
- 3
- Half bathrooms
- 0
- Heated living area
- 2762
- Lot size (acres)
- 0.37
- Lot size (sq ft)
- 16117
- Year built
- 1995
- Property type
- Residential
- Property style
- Not provided
Interior & rooms
- Interior features
- Built-in Features, Ceiling Fans(s), Crown Molding, Dry Bar, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s)
- Appliances
- Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Refrigerator, Washer
- Flooring
- Bamboo, Carpet, Tile
- Additional rooms
- Den/Library/Office,Great Room
Land, water & community
- Waterfront
- No
- Waterfront type
- Not provided
- Water body / lake name
- Not provided
- Water view
- Not provided
- Dock
- Not provided
- Dock features
- Not provided
- Other views
- Not provided
- Lot features
- Landscaped, Oversized Lot, Street Dead-End, Paved
- Exterior features
- Fire Pit, Garden, Lighting, Permeable Paving, Private Yard, Rain Barrel/Cistern(s), Storage
- Community amenities
- Street Lights
- Zoning
- Not provided
- Current use
- Not provided
- Horse amenities
- Not provided
- Fencing
- Fenced, Wood
- Other structures
- Not provided
Pool, parking & systems
- Private pool
- Yes
- Pool features
- In Ground, Child Safety Fence, Gunite, Outside Bath Access
- Garage
- Yes
- Garage spaces
- 3
- Carport
- No
- Carport spaces
- 0.00
- Parking features
- Driveway, Garage Door Opener, Garage Faces Side
- Fireplace
- Yes
- Fireplace features
- Living Room, Wood Burning
- Heating
- Central
- Cooling
- Central Air
- Water supply
- Public
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected
Construction
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Stories
- 1
- Levels
- One
Location & schools
- City
- LAKELAND
- Subdivision
- CHATSWORTH
- County
- Polk
- ZIP code
- 33812
- Elementary school
- Valleyview Elem
- Middle school
- Lake Gibson Middle/Junio
- High school
- Lake Gibson High
Association, taxes & listing
- HOA / association
- Yes
- Association fee
- $330
- Fee frequency
- Annually
- Included services
- Not provided
- Association amenities
- Not provided
- Additional association fee
- Not provided
- Additional fee frequency
- Not provided
- Condo fee
- Not provided
- Condo fee frequency
- Not provided
- Annual property taxes
- $5,553.38
- Tax year
- 2025
- Other annual assessments
- $330
- CDD
- No
- Listing status
- Active
- Days on market
- 12
- Listing broker
- CLARK REALTY LLC
- MLS number
- MFRL4965714
Explore the area
Location supplied with the listing. Confirm boundaries and access for the property.
Listed by CLARK REALTY LLC · MLS MFRL4965714
Source: mfrmls · Listing updated 2026-10-27 20:38:12 UTC.
Information is deemed reliable but is not guaranteed. Availability and details may change.
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