← Back to homesACTIVE · MLS MFRL4965714

Lakeland, FL · Single Family Residence

2809 Chatsworth Ln

$580,000
List price
4Bedrooms
3Bathrooms
2,762Square feet
0.37Acres

THE SETTING, AND THE DETAILS

A closer look.

2.75% VA LOAN ASSUMPTION OPPORTUNITY! Qualified VA-eligible buyers may have the opportunity to assume the existing mortgage, with an approximate remaining balance of $369,000, subject to servicer approval. Seller requires substitution of the buyer’s VA entitlement and release of seller liability. Ask the listing agent about assumption requirements, funds needed to complete the purchase, and options for addressing the existing solar financing, including having the seller pay it off or negotiating a lower purchase price to account for the solar balance. Enjoy space, character, and thoughtful updates in this 4-bedroom, 3-bath South Lakeland pool home with an oversized three-car garage. Multiple living areas, bamboo flooring, custom built-ins, and a wood-burning fireplace create inviting spaces for everyday living and entertaining, while a separate sitting room/library with a wet bar offers a cozy space to gather, read, or relax.. The updated kitchen features white cabinetry, granite countertops, stainless steel appliances, and bar seating. The spacious primary suite includes an electric fireplace and a bathroom with a clawfoot soaking tub and open shower. An adjoining office offers flexible space for working from home or creating a cozy nursery close to the primary bedroom. Outside, enjoy a private pool, covered patio, and mature landscaping on approximately .37 acres. Florida-native butterfly-attracting plants bring the front garden to life with swarms of butterflies during the summer. Valleyview Elementary is a few minutes away and the sounds of children enjoying recess can be heard from the back porch—a memorable connection to the nearby school. Convenient to George Jenkins High School, the Polk Parkway, shopping, dining, entertainment, and medical facilities, this home combines a practical layout with distinctive details and substantial recent improvements. Features and updates: Main roof (2017); rear patio flat roof (2026); A/C (2023); solar panels (2022); windows and doors replaced (2021); water heater (2023); kitchen cabinetry and granite countertops (2021); and kitchen appliances replaced within the past three years. The windows, HVAC replacement and sealing, ENERGY STAR appliances, and solar panels all help lower the energy bill. Financing details: Existing solar financing carries a 1% interest rate with an approximate payoff of $54,345. Seller payoff of the solar financing or another lender-approved arrangement may be negotiated as part of the purchase, including a potential adjustment to the purchase price to account for the solar balance. Mortgage assumption and any solar-financing transfer require separate approvals; balances are approximate and subject to change.

Private poolGarage

The details that help you decide.

Details supplied with the listing. Information that was not provided is marked below.

Home essentials
Price per square foot
$210
Full bathrooms
3
Half bathrooms
0
Heated living area
2762
Lot size (acres)
0.37
Lot size (sq ft)
16117
Year built
1995
Property type
Residential
Property style
Not provided
Interior & rooms
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, Dry Bar, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s)
Appliances
Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Refrigerator, Washer
Flooring
Bamboo, Carpet, Tile
Additional rooms
Den/Library/Office,Great Room
Land, water & community
Waterfront
No
Waterfront type
Not provided
Water body / lake name
Not provided
Water view
Not provided
Dock
Not provided
Dock features
Not provided
Other views
Not provided
Lot features
Landscaped, Oversized Lot, Street Dead-End, Paved
Exterior features
Fire Pit, Garden, Lighting, Permeable Paving, Private Yard, Rain Barrel/Cistern(s), Storage
Community amenities
Street Lights
Zoning
Not provided
Current use
Not provided
Horse amenities
Not provided
Fencing
Fenced, Wood
Other structures
Not provided
Pool, parking & systems
Private pool
Yes
Pool features
In Ground, Child Safety Fence, Gunite, Outside Bath Access
Garage
Yes
Garage spaces
3
Carport
No
Carport spaces
0.00
Parking features
Driveway, Garage Door Opener, Garage Faces Side
Fireplace
Yes
Fireplace features
Living Room, Wood Burning
Heating
Central
Cooling
Central Air
Water supply
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Fire Hydrant, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected
Construction
Construction materials
Block
Roof
Shingle
Foundation
Slab
Stories
1
Levels
One
Location & schools
City
LAKELAND
Subdivision
CHATSWORTH
County
Polk
ZIP code
33812
Elementary school
Valleyview Elem
Middle school
Lake Gibson Middle/Junio
High school
Lake Gibson High
Association, taxes & listing
HOA / association
Yes
Association fee
$330
Fee frequency
Annually
Included services
Not provided
Association amenities
Not provided
Additional association fee
Not provided
Additional fee frequency
Not provided
Condo fee
Not provided
Condo fee frequency
Not provided
Annual property taxes
$5,553.38
Tax year
2025
Other annual assessments
$330
CDD
No
Listing status
Active
Days on market
12
Listing broker
CLARK REALTY LLC
MLS number
MFRL4965714

Explore the area

Location supplied with the listing. Confirm boundaries and access for the property.

Listed by CLARK REALTY LLC · MLS MFRL4965714
Source: mfrmls · Listing updated 2026-10-27 20:38:12 UTC.
Information is deemed reliable but is not guaranteed. Availability and details may change.

Listing photograph

MLS MFRL4965714 · CLARK REALTY LLC

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