← Back to homesACTIVE · MLS MFRS5159280

St Cloud, FL · Single Family Residence

1970 Running Horse Trail

$440,000
List price
3Bedrooms
2Bathrooms
2,297Square feet
1Acres

THE SETTING, AND THE DETAILS

A closer look.

Virtually Staged. Rare no-HOA freedom on a full acre in Bay Lake Ranch: this updated 3-bedroom, 2-bathroom home comes with an air-conditioned bonus room, a huge carport, and room to park the boat, trailer, and RV other neighborhoods won’t allow. Set within a quiet St. Cloud community where every lot is a minimum of one acre, the property has no rear neighbors, offering the kind of privacy and elbow room that is increasingly hard to find in Central Florida. A long driveway leads to a covered front porch stretching nearly 25 feet across the home, a natural spot for morning coffee overlooking the lawn and mature shade trees. Inside, vaulted ceilings and rich wood-look flooring give the living room an open, airy feel, while fresh paint throughout creates a clean, move-in-ready canvas. The kitchen sits just off the living area and has been refreshed with a new stove and dishwasher, joined by a stainless steel refrigerator, a breakfast bar, and a bay-window breakfast nook that looks out over the yard. Toward the back of the home, a bright Florida room works beautifully as a dining space, with a brand-new sliding glass door opening onto a generous concrete patio. All three bedrooms sit together in their own wing, set apart from the main living areas for a quieter retreat at the end of the day. The primary suite offers two closets and an ensuite bathroom finished with two new separate vanities and a skylight that pulls in natural light. The two additional bedrooms each feature double closets and share a full bathroom, also updated with a new vanity. An indoor laundry room with shelving adds everyday convenience. One of the most versatile spaces here is the oversized former two-car garage, now an air-conditioned bonus room with French doors, ready to become a home gym, studio, game room, office, or hobby space. With the addition of a bathroom, it also has the potential to become an in-law suite. This space also houses the home’s water filtration system. Outside, the acre delivers room for just about everything. A massive carport of approximately 15' x 25' provides covered parking for vehicles, a boat, or a trailer, while a 14' x 9' workshop shed handles tools, equipment, and weekend projects. The partially fenced yard gives you a head start for pets or a garden, and with no HOA, you are free to park your RV, boat, and trailers right at home. Major systems offer real peace of mind: the roof and A/C are approximately five years old, the water heater is brand new, and the refrigerator is around five years old. A private well and septic system mean no city water or sewer bills. Bay Lake Ranch pairs a peaceful country setting with easy connections. US-192 is about 8 minutes away for shopping and dining, the St. Cloud lakefront is around 20 minutes, and Florida’s Turnpike is approximately 25 minutes. Lake Nona’s Medical City is roughly 35 minutes, Orlando International Airport about 40 minutes, Universal Orlando around 50 minutes, and both Walt Disney World and the Space Coast beaches are approximately 60 minutes away. Space, freedom, and a long list of updates make 1970 Running Horse Trail ready for whatever you have planned.

The details that help you decide.

Details supplied with the listing. Information that was not provided is marked below.

Home essentials
Price per square foot
$192
Full bathrooms
2
Half bathrooms
0
Heated living area
2297
Lot size (acres)
1
Lot size (sq ft)
43706
Year built
1990
Property type
Residential
Property style
Ranch
Interior & rooms
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Thermostat
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Flooring
Ceramic Tile, Vinyl
Additional rooms
Florida Room,Inside Utility
Land, water & community
Waterfront
No
Waterfront type
Not provided
Water body / lake name
Not provided
Water view
Not provided
Dock
No
Dock features
Not provided
Other views
Not provided
Lot features
Not provided
Exterior features
Rain Gutters
Community amenities
Not provided
Zoning
OA1A
Current use
Not provided
Horse amenities
Not provided
Fencing
Vinyl
Other structures
Shed(s)
Pool, parking & systems
Private pool
No
Pool features
Not provided
Garage
No
Garage spaces
0
Carport
Yes
Carport spaces
1.00
Parking features
Driveway
Fireplace
No
Fireplace features
Not provided
Heating
Central
Cooling
Central Air
Water supply
Well
Sewer
Septic Tank
Utilities
Electricity Connected
Construction
Construction materials
Block, Wood Siding
Roof
Shingle
Foundation
Slab
Stories
Not provided
Levels
One
Location & schools
City
ST CLOUD
Subdivision
BAY LAKE RANCH UNIT 3
County
Osceola
ZIP code
34771
Elementary school
Harmony Community School (K-5)
Middle school
Harmony Middle
High school
Harmony High
Association, taxes & listing
HOA / association
No
Association fee
Not provided
Fee frequency
Not provided
Included services
Not provided
Association amenities
Not provided
Additional association fee
Not provided
Additional fee frequency
Not provided
Condo fee
Not provided
Condo fee frequency
Not provided
Annual property taxes
$2,418
Tax year
2025
Other annual assessments
Not provided
CDD
No
Listing status
Active
Days on market
0
Listing broker
LA ROSA REALTY LLC
MLS number
MFRS5159280

Explore the area

Location supplied with the listing. Confirm boundaries and access for the property.

Listed by LA ROSA REALTY LLC · MLS MFRS5159280
Source: mfrmls · Listing updated 2026-10-12 21:17:12 UTC.
Information is deemed reliable but is not guaranteed. Availability and details may change.

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