$524,900
Active

6570 BAY SHORE DRIVE

ST CLOUD, FL 34771 — BAY LAKE ESTATES
3 Beds
2 Baths
1,894 sqft
0.51 acres
Built 1974
2-Car Garage

About This Property

Waterfront living, a private pool, and a half-acre lifestyle — welcome home to Bay Shore Drive.
This 3-bedroom, 2-bath CBS pool home sits on over half an acre with 110 feet of canal frontage leading directly to Bay Lake. Drop your kayak or tie up your boat at the private wood dock, take a dip in the sparkling freeform screened pool, and enjoy everything this established waterfront neighborhood has to offer — including a private community boat ramp and tennis courts, all with no mandatory HOA.
Step inside and you'll immediately notice the new laminate flooring flowing through the main living areas and the striking exposed wood beam ceiling detail that gives this home real character. The spacious living room features a large picture window that fills the space with natural light, and the open staircase leads to the upper level with its own covered balcony overlooking the neighborhood. The kitchen offers solid wood cabinetry, plenty of counter space, and a window with views out toward the pool and lanai — making meal prep feel a little more like Florida living. A mud room connects the kitchen directly to the covered back porch, keeping your home clean after pool days and boating adventures.
Out back is where this property truly shines. The enormous covered and painted lanai runs the full length of the home — perfect for outdoor dining, entertaining, or just relaxing in the shade. Step through to the screened pool enclosure with its freshly replaced screens and generous pool deck, and take in the wide open yard that stretches down to your seawall and dock on the canal.
Peace of mind is built in: new roof (2021), new electrical panel (2026), new water heater (2025), and new laminate flooring (2026) mean the big-ticket items are already done. The 2-car finished garage adds even more utility.
Bay Lake access. Private dock. Pool. Half acre. Optional HOA. This is the Florida waterfront lifestyle — without the waterfront price tag of newer construction.

Property Details

Basics

Property Type
Residential
Property Subtype
Single Family Residence
MLS Number
S5148617
Year Built
1974
Levels
Two
Additional Rooms
Family Room,Formal Dining Room Separate,Formal Living Room Separate
Direction Faces
North
Occupant Type
Owner

Size & Structure

Living Area
1,894 sqft
Total Area
2,978 sqft
Lot Size
0.51 acres
Lot Sq Ft
21,998 sqft
Bedrooms
3
Full Baths
2
Garage Spaces
2
Stories
2

Interior

Flooring
Laminate, Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Refrigerator
Interior Features
Ceiling Fans(s), Thermostat
Laundry
In Garage
Furnished
Unfurnished
A/C
Central Air
Heating
Central, Electric

Exterior & Lot

Exterior Features
Lighting
Construction
Concrete, Stucco
Roof
Shingle
Foundation
Slab
Patio/Porch
Patio, Rear Porch, Screened
Fencing
Chain Link, Fenced

Water & Pool

Dock
Yes — Dock - Wood
Pool
Yes — Diving Board, Gunite, In Ground, Screen Enclosure

Community & HOA

HOA
Yes
Pets Allowed
Yes
Homestead
Yes
Security
Smoke Detector(s)

Utilities & Systems

Water
Public
Sewer
Septic Tank
Utilities
Electricity Connected, Phone Available, Underground Utilities
Cooling
Central Air
Heating
Central, Electric
Flood Zone
X
Parking
Driveway, Garage Door Opener

Financial

List Price
$524,900
Annual Taxes
$4,845
Tax Year
2025
Listing Terms
Cash, Conventional, FHA, VA Loan
Special Conditions
None
Possession
Close Of Escrow

Virtual Tour

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Location