$515,000
Active

5820 ARBORETUM STREET

ST CLOUD, FL 34771 — PRAIRIE OAKS
5 Beds
3 Baths
2,601 sqft
0.14 acres
Built 2024
2-Car Garage

About This Property

OWNER FINANCING AVAILABLE!!!!!! ---- One or more photo(s) has been virtually staged.

Welcome to 5820 Arboretum St in St. Cloud, FL, featuring the desirable Hayden floor plan, a spacious all-concrete-block single-family home designed with comfort, functionality, and modern living in mind. This beautiful home offers 5 bedrooms and 3 bathrooms with an open-concept layout that maximizes living space. The kitchen overlooks the dining area and great room, creating an ideal setting for entertaining, and features a large island with bar seating, stone countertops, stainless steel appliances, and ample cabinet space. Sliding glass doors and generous windows bring in natural light and provide access to the covered lanai, perfect for enjoying Florida indoor-outdoor living.

The first floor includes a flexible bonus room that can be used as a home office, den, playroom, or additional living area, along with a guest bedroom and full bathroom. Upstairs, the spacious primary suite offers a private en-suite bathroom and walk-in closet, while three additional bedrooms surround a versatile loft area, full bathroom, and conveniently located laundry room. The Hayden floor plan also includes smart home technology, allowing you to control key home features from your smart device whether you are home or away.

Located in a growing St. Cloud community near Narcoossee Road, Lake Nona, Orlando International Airport, major highways, shopping, dining, and Central Florida attractions, this home offers excellent convenience and lifestyle value. Seller is offering Owner Financing, creating a unique opportunity for buyers seeking flexible financing options. Buyer and buyer’s agent should verify all information, including room sizes, square footage, HOA dues, taxes, zoning, school assignments, community information, financing terms, and availability.

The property is being sold with an owner financing approach. Buyer is purchasing control of the holding trust that the property will be until the seller's loan is satisfied/paid off. Buyer enjoys all the benefits of home ownership, same as the title holder. Listing agent is available to explain numbers, structure, and protections Proof of funds is mandatory for the down payment + closing costs

Property Details

Basics

Property Type
Residential
Property Subtype
Single Family Residence
MLS Number
O6412182
Year Built
2024
Levels
Two
Direction Faces
North
Occupant Type
Owner

Size & Structure

Living Area
2,601 sqft
Total Area
3,118 sqft
Lot Size
0.14 acres
Lot Sq Ft
6,098 sqft
Bedrooms
5
Full Baths
3
Garage Spaces
2
Stories
2

Interior

Flooring
Carpet, Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Washer, Water Filtration System
Interior Features
Built-in Features, Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room
Furnished
Unfurnished
A/C
Central Air
Heating
Central

Exterior & Lot

Exterior Features
None
Construction
Block, Stucco
Roof
Shingle
Foundation
Slab

Water & Pool

Community & HOA

HOA
Yes
HOA Fee
$180/Monthly
Community Features
Street Lights
Pets Allowed
Breed Restrictions, Cats OK, Dogs OK, Yes
Homestead
Yes

Utilities & Systems

Water
Public
Sewer
Public Sewer
Utilities
Electricity Available, Phone Available, Sewer Connected, Underground Utilities, Water Available
Cooling
Central Air
Heating
Central
Flood Zone
A

Financial

List Price
$515,000
Annual Taxes
$6,265
Tax Year
2025
Listing Terms
Owner Financing
Special Conditions
None

Location