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$394,900
Active
390 WINDY WILLOW WAY
ST CLOUD, FL 34771 — CROSSINGS PH 1
3 Beds
3 Baths
1,955 sqft
0.08 acres
Built 2024
2-Car Garage
About This Property
POSSIBLE 4.99% ASSUMABLE MORTGAGE OPPORTUNITY (SUBJECT TO LENDER APPROVAL AND BUYER QUALIFICATION). This rare financing opportunity may allow eligible buyers to secure a significantly lower interest rate compared to current market rates—offering substantial potential monthly savings and increased purchasing power.
Better than new and thoughtfully upgraded, this beautifully maintained two-story home is located in The Crossings community in St. Cloud. Built just two years ago, this spacious residence offers approximately 1,946 square feet of living space, featuring 3 bedrooms, 2.5 bathrooms, a versatile loft, and a 2-car garage—combining modern design with true move-in-ready convenience.
The open-concept first floor creates an inviting environment ideal for both everyday living and entertaining. The stylish gourmet kitchen showcases quartz countertops, shaker-style wood cabinetry, Samsung stainless steel appliances, a pantry, and a designer backsplash that adds a custom, elevated touch. The kitchen flows seamlessly into the spacious gathering room, creating a comfortable and functional layout.
Enhanced beyond builder-grade finishes, the home features updated modern lighting fixtures and ceiling fans throughout, adding both style and comfort. The main living areas and bathrooms are finished with luxury vinyl plank flooring, while the bedrooms offer stain-resistant carpeting for added warmth and durability.
Upstairs, the thoughtfully designed layout includes three generously sized bedrooms and a versatile loft—ideal for a home office, media space, or additional living area. The owner’s suite offers a spacious walk-in closet, linen storage, and a private en-suite bath complete with dual vanities and a tiled shower.
Situated in a prime location, The Crossings is nestled within the rapidly expanding growth corridor between Lake Nona and NeoCity—two of Central Florida’s most innovative and high-growth areas. With continued development throughout Osceola County and St. Cloud, this location offers strong potential for long-term value and future equity growth.
Enjoy the benefits of a nearly new home with upgrades already completed—without the wait, stress, or additional expenses of new construction.
THIS IS A WINDOW OF OPPORTUNITY YOU WON’T WANT TO MISS.
Better than new and thoughtfully upgraded, this beautifully maintained two-story home is located in The Crossings community in St. Cloud. Built just two years ago, this spacious residence offers approximately 1,946 square feet of living space, featuring 3 bedrooms, 2.5 bathrooms, a versatile loft, and a 2-car garage—combining modern design with true move-in-ready convenience.
The open-concept first floor creates an inviting environment ideal for both everyday living and entertaining. The stylish gourmet kitchen showcases quartz countertops, shaker-style wood cabinetry, Samsung stainless steel appliances, a pantry, and a designer backsplash that adds a custom, elevated touch. The kitchen flows seamlessly into the spacious gathering room, creating a comfortable and functional layout.
Enhanced beyond builder-grade finishes, the home features updated modern lighting fixtures and ceiling fans throughout, adding both style and comfort. The main living areas and bathrooms are finished with luxury vinyl plank flooring, while the bedrooms offer stain-resistant carpeting for added warmth and durability.
Upstairs, the thoughtfully designed layout includes three generously sized bedrooms and a versatile loft—ideal for a home office, media space, or additional living area. The owner’s suite offers a spacious walk-in closet, linen storage, and a private en-suite bath complete with dual vanities and a tiled shower.
Situated in a prime location, The Crossings is nestled within the rapidly expanding growth corridor between Lake Nona and NeoCity—two of Central Florida’s most innovative and high-growth areas. With continued development throughout Osceola County and St. Cloud, this location offers strong potential for long-term value and future equity growth.
Enjoy the benefits of a nearly new home with upgrades already completed—without the wait, stress, or additional expenses of new construction.
THIS IS A WINDOW OF OPPORTUNITY YOU WON’T WANT TO MISS.
Property Details
Basics
- Property Type
- Residential
- Property Subtype
- Single Family Residence
- MLS Number
- TB8488443
- Days on Market
- 22
- Year Built
- 2024
- Levels
- Two
- Direction Faces
- East
- Occupant Type
- Owner
Size & Structure
- Living Area
- 1,955 sqft
- Total Area
- 2,548 sqft
- Lot Size
- 0.08 acres
- Lot Sq Ft
- 3,485 sqft
- Bedrooms
- 3
- Full Baths
- 2
- Half Baths
- 1
- Garage Spaces
- 2
Interior
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator
- Interior Features
- Ceiling Fans(s), High Ceilings, In Wall Pest System, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Laundry Room, Washer Hookup
- Furnished
- Unfurnished
- A/C
- Central Air
- Heating
- Central
Exterior & Lot
- Exterior Features
- Lighting, Other, Sidewalk
- Construction
- Block, Stucco
- Roof
- Shingle
- Foundation
- Block
Water & Pool
Community & HOA
- HOA
- Yes
- HOA Fee
- $115/Annually
- HOA Amenities
- Clubhouse, Pickleball Court(s), Playground, Pool
- Community Features
- Clubhouse, Deed Restrictions, Playground, Pool, Sidewalks, Street Lights
- Pets Allowed
- Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes
- CDD
- Yes
Utilities & Systems
- Water
- None
- Sewer
- Public Sewer
- Utilities
- Cable Available, Electricity Connected, Public, Sewer Connected
- Cooling
- Central Air
- Heating
- Central
- Flood Zone
- X
- Energy Efficient
- HVAC, Lighting, Thermostat, Windows
Financial
- List Price
- $394,900
- Annual Taxes
- $7,622
- Tax Year
- 2025
- Listing Terms
- Assumable, Cash, Conventional, FHA, VA Loan
- Special Conditions
- None
- Possession
- Negotiable
Schools
- Elementary
- Narcoossee Elementary
- Middle School
- Narcoossee Middle
- High School
- Harmony High