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$460,000
Active
3699 MOCA DRIVE
ST CLOUD, FL 34772 — WHALEYS CREEK PH 1
4 Beds
3 Baths
2,820 sqft
0.27 acres
Built 2017
2-Car Garage
About This Property
Welcome to this beautifully maintained home located in the desirable community of Whaleys Creek in St. Cloud, situated on over ¼ acre with a fully fenced backyard. This spacious home offers 4 bedrooms, 3 remodeled full bathrooms, and a versatile open floor plan designed for comfortable living and entertaining.
Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street.
Upon entry, you’ll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room—perfect for a second family room, game room, media space, or play area.
The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12—ideal for gatherings and entertaining.
This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 roof, new vinyl fencing, reverse osmosis drinking water system, and a whole-home softener/purification system.
Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud’s sought-after communities
Enjoy the added charm of being located across from a small lake, offering beautiful sunset views and refreshing summer breezes. The community lap pool is conveniently located just a short walk across the street.
Upon entry, you’ll find a formal living room that can easily serve as an office, den, or flex space. The primary suite is conveniently located on the lower level, while three additional generously sized bedrooms are upstairs along with a huge bonus room—perfect for a second family room, game room, media space, or play area.
The main living areas feature ceramic tile throughout the lower level, 10-foot ceilings, double-pane insulated windows, and elegant wrought iron stair railing. The gourmet kitchen boasts stainless steel appliances, abundant cabinetry, a walk-in pantry, a large island with a single deep-bowl sink, and a spacious dining area large enough to accommodate a table for 12—ideal for gatherings and entertaining.
This gently lived-in and meticulously cared-for home includes numerous upgrades, including a 2025 roof, new vinyl fencing, reverse osmosis drinking water system, and a whole-home softener/purification system.
Step outside to enjoy the large backyard with endless possibilities for outdoor living, play, gardening, or creating your own private retreat. This home offers the perfect combination of space, comfort, upgrades, and a desirable location in one of St. Cloud’s sought-after communities
Property Details
Basics
- Property Type
- Residential
- Property Subtype
- Single Family Residence
- MLS Number
- O6418854
- Year Built
- 2017
- Levels
- Two
- Architectural Style
- Traditional
- Additional Rooms
- Formal Living Room Separate,Inside Utility,Loft
- Direction Faces
- East
- Occupant Type
- Owner
Size & Structure
- Living Area
- 2,820 sqft
- Total Area
- 3,301 sqft
- Lot Size
- 0.27 acres
- Lot Sq Ft
- 11,761 sqft
- Bedrooms
- 4
- Full Baths
- 3
- Garage Spaces
- 2
- Stories
- 2
Interior
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Convection Oven, Dishwasher, Disposal, Dryer, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
- Interior Features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Windows
- Double Pane Windows, Thermal Windows
- Furnished
- Unfurnished
- A/C
- Central Air
- Heating
- Electric
Exterior & Lot
- Exterior Features
- Rain Gutters, Sidewalk, Sliding Doors
- Construction
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Patio/Porch
- Covered, Front Porch
- Fencing
- Vinyl
- Lot Features
- Cleared, Corner Lot, Oversized Lot, Sidewalk
- View
- Water
Water & Pool
- Waterfront
- Yes — Pond
- Water View
- Pond
Community & HOA
- HOA
- Yes
- HOA Fee
- $99/Monthly
- HOA Amenities
- Playground, Pool
- Community Features
- Irrigation-Reclaimed Water, Park, Playground, Pool, Sidewalks, Street Lights
- Pets Allowed
- Yes
- Homestead
- Yes
Utilities & Systems
- Water
- Public
- Sewer
- Public Sewer
- Utilities
- BB/HS Internet Available, Public
- Cooling
- Central Air
- Heating
- Electric
- Flood Zone
- X
- Energy Efficient
- Insulation, Windows
Financial
- List Price
- $460,000
- Annual Taxes
- $4,293
- Tax Year
- 2025
- Listing Terms
- Cash, Conventional, FHA, VA Loan
- Special Conditions
- None