$615,000
Active

3481 PAWLEYS LOOP

ST CLOUD, FL 34769 — STEVENS PLANTATION
4 Beds
3 Baths
3,110 sqft
0.22 acres
Built 2005
2-Car Garage

About This Property

Warning: Reading this, you will realize everything has already been done for you in this home. You already know why so many families search for homes in Stevens Plantation: spacious homes, tree-lined streets, and a location that keeps you close to the very best of Central Florida living while offering a true neighborhood atmosphere. What you may not expect is to find a home where nearly every detail has been upgraded and thoughtfully refined to create a truly turnkey experience. From the moment you arrive, it’s clear this residence was designed for both comfort and functionality. Offering 3,110 square feet with a desirable 3-car garage, this completely updated home blends luxury finishes with practical family living. The split floor plan is especially rare and highly functional, with all bedrooms conveniently located on the first floor, while an expansive upstairs bonus room creates endless possibilities for a theater room, game room, fitness area, or private retreat. Inside, the transformation is immediately apparent. Luxury lighting elevates every space, while custom baseboards, upgraded finishes, and luxury vinyl flooring flowing throughout the home create a clean, modern aesthetic. The dedicated office or den features upgraded custom doors, creating a private and refined workspace perfect for remote work or study. At the center of the home is the beautifully redesigned kitchen, created for both entertaining and everyday living. Quartz countertops, upgraded cabinetry, designer backsplash, upgraded sink and faucet, and thoughtfully selected finishes combine to create a space that feels elegant and functional. The kitchen opens seamlessly into the main living areas, allowing the home to feel connected and spacious. Nearby, the dining room has been enhanced with custom built-in cabinetry that adds sophistication and practical storage. The owner’s suite offers the kind of comfort and refinement buyers are searching for, highlighted by a custom-designed master closet system and beautifully remodeled bathroom. Custom built-in bathroom cabinetry and upgraded finishes bring a luxury feel to every bath throughout the home. The updates continue well beyond cosmetic improvements. Major investments include a new roof (2021), double-pane windows (2023), upgraded sliding doors, a tankless water heater, new electrical panel, Tesla charger, water softener system, and a roof lightning protection. Even the laundry room was thoughtfully redesigned with upgraded cabinetry, while the oversized storage attic provides exceptional space rarely found in newer homes. Step outside, and the home transforms into a private Florida retreat. The open-air pool and pavered deck create the perfect setting for entertaining, relaxing weekends, or family gatherings year-round. A dedicated pool bath with direct access to the outdoor living area adds both convenience and functionality to the space. Every system, finish, and detail contributes to a home that feels modern, efficient, and completely move-in ready. Combined with its location just minutes from the tourist corridor along US Highway 192, the home offers exceptional convenience to dining, entertainment, shopping, and Central Florida attractions while still maintaining the comfort of a residential community. Even the HOA adds significant value, including Spectrum 1GB internet, premium cable channels, and a Flock neighborhood camera safety system Call now to schedule a showing...this home will not last.

Property Details

Basics

Property Type
Residential
Property Subtype
Single Family Residence
MLS Number
O6406660
Year Built
2005
Levels
Two
Architectural Style
Craftsman, Traditional
Additional Rooms
Attic,Bonus Room,Den/Library/Office,Formal Dining Room Separate
Direction Faces
Northeast
Occupant Type
Owner

Size & Structure

Living Area
3,110 sqft
Total Area
3,993 sqft
Lot Size
0.22 acres
Lot Sq Ft
9,583 sqft
Bedrooms
4
Full Baths
3
Garage Spaces
2
Stories
2

Interior

Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator, Tankless Water Heater
Interior Features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Windows
Aluminum Frames, Blinds, Double Pane Windows, Drapes, ENERGY STAR Qualified Windows, Rods, Window Treatments
Furnished
Unfurnished
A/C
Central Air
Heating
Central

Exterior & Lot

Exterior Features
Lighting, Private Mailbox, Private Yard, Rain Gutters, Sidewalk, Sliding Doors
Construction
Block, Stucco, Wood Siding
Roof
Shingle
Foundation
Slab
Patio/Porch
Front Porch, Rear Porch
Fencing
Vinyl
Lot Features
City Limits, Landscaped, Paved

Water & Pool

Pool
Yes — Auto Cleaner, Child Safety Fence, Gunite, In Ground, Lighting, Self Cleaning

Community & HOA

HOA
Yes
HOA Fee
$202/Quarterly
HOA Amenities
Trail(s)
Pets Allowed
Yes
CDD
Yes
Homestead
Yes
Security
Secured Garage/Parking, Security System, Smoke Detector(s)

Utilities & Systems

Water
Public
Sewer
Public Sewer
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Fiber Optics, Public, Sewer Connected, Underground Utilities, Water Connected
Cooling
Central Air
Heating
Central
Flood Zone
X
Parking
Driveway, Garage Door Opener, On Street

Financial

List Price
$615,000
Annual Taxes
$3,691
Tax Year
2025
Listing Terms
Cash, Conventional, FHA, VA Loan
Special Conditions
None
Possession
Close Of Escrow

Schools

Elementary
St Cloud Elem
Middle School
St. Cloud Middle (6-8)
High School
St. Cloud High School

Location