$689,900
Active

197 NANDINA TERRACE

WINTER SPRINGS, FL 32708 — HOWELL CREEK RESERVE PH 3
4 Beds
3 Baths
2,501 sqft
0.21 acres
Built 1999
2-Car Garage

About This Property

THERE ARE HOMES YOU SEE...and HOMES YOU FEEL! Privacy, space, and a peaceful conservation setting come together in this 4-bedroom, 3-bath pool home in the gated community of Howell Creek Reserve. Backing to conservation with no rear neighbors, the backyard feels like your own private retreat—perfect for relaxing by the pool or entertaining family and friends. Inside, the thoughtfully designed triple-split floor plan offers exceptional privacy, while soaring ceilings, crown molding, and updated lighting create an inviting, open atmosphere. The spacious primary suite features a tray ceiling, sitting area, walk-in closet, and an additional closet for extra storage. The kitchen offers granite countertops, a newer refrigerator and dishwasher, and opens seamlessly to the living spaces. Two bathrooms were renovated in 2020, and major updates include newer roof (2019), new HVAC (2026), newer water heater (2024), and a newer pool pump. Located just minutes from the Cross Seminole Trail, parks, shopping, dining, and top-rated Seminole County schools, this home offers the perfect balance of comfort, convenience, and Florida outdoor living. CALL TODAY to schedule your private Showing.

Property Details

Basics

Property Type
Residential
Property Subtype
Single Family Residence
MLS Number
O6426345
Year Built
1999
Levels
One
Architectural Style
Florida
Additional Rooms
Family Room,Inside Utility
Direction Faces
East
Occupant Type
Owner

Size & Structure

Living Area
2,501 sqft
Total Area
3,285 sqft
Lot Size
0.21 acres
Lot Sq Ft
9,202 sqft
Bedrooms
4
Full Baths
3
Garage Spaces
2

Interior

Flooring
Carpet, Ceramic Tile, Luxury Vinyl
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior Features
Built-in Features, Ceiling Fans(s), Crown Molding, Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Windows
Blinds
Furnished
Unfurnished
A/C
Central Air
Heating
Central, Electric

Exterior & Lot

Exterior Features
Sidewalk, Sliding Doors
Construction
Block, Stucco
Roof
Shingle
Foundation
Slab
Patio/Porch
Covered, Enclosed, Rear Porch, Screened
Lot Features
Conservation Area, City Limits, Near Golf Course, Sidewalk, Paved, Private
View
Trees/Woods, Water

Water & Pool

Water Body
HOWELL CREEK
Water View
Creek
Pool
Yes — Gunite, In Ground, Screen Enclosure

Community & HOA

HOA
Yes
HOA Fee
$325/Quarterly
HOA Amenities
Fence Restrictions, Gated, Playground, Pool
Community Features
Deed Restrictions, Golf Carts OK, Playground, Pool, Sidewalks, Street Lights
Pets Allowed
Yes
Homestead
Yes
Security
Gated Community, Security System Owned, Smoke Detector(s)

Utilities & Systems

Water
Public
Sewer
Public Sewer
Utilities
Cable Available, Electricity Connected, Public, Sewer Connected, Underground Utilities
Cooling
Central Air
Heating
Central, Electric
Flood Zone
X
Parking
Driveway, Garage Door Opener

Financial

List Price
$689,900
Annual Taxes
$5,729
Tax Year
2025
Listing Terms
Cash, Conventional, FHA, VA Loan
Special Conditions
None

Schools

Elementary
Lawton Elementary
Middle School
Indian Trails Middle
High School
Oviedo High

Location