$319,000
Active

1144 MONROE AVENUE

ST CLOUD, FL 34769 — PALAMAR OAKS VILLAGE REP
3 Beds
2 Baths
1,230 sqft
0.11 acres
Built 1986
2-Car Garage

About This Property

Step inside and feel at home the moment you enter this BEAUTIFULLY MAINTAINED 3-BEDROOM, 2-BATHROOM HOME in the highly sought-after Palamar Oaks Village of St. Cloud for its small community feel and convenience.

From the entry, you’re welcomed into a BRIGHT, OPEN LIVING SPACE WITH VAULTED CEILINGS, ABUNDANT NATURAL LIGHT, and EASY-CARE TILE FLOORING that flows seamlessly throughout the main areas. The WOOD-BURNING FIREPLACE becomes an instant focal point—perfect for cozy evenings or creating a warm, inviting space to entertain guests.

The layout naturally draws you into the kitchen, where you’ll find NEWER STAINLESS STEEL APPLIANCES, ample cabinetry, and a BREAKFAST BAR ideal for casual dining or gathering with family and friends. Just beyond, sliding glass doors open to your ENCLOSED/SCREENED PATIO, creating the perfect extension of your living space—whether it’s morning coffee, a quiet evening, or working out while overlooking the backyard.

The home offers a SPLIT BEDROOM FEEL WITH ALL BEDROOMS PRIVATELY POSITIONED, giving a sense of separation and comfort. The PRIMARY SUITE is spacious and functional, featuring a PRIVATE BATH WITH STAND-ALONE SHOWER. The other two bedrooms have style and ample closet space, while they share a well-appointed full bathroom.

Practical features continue with an INDOOR LAUNDRY area with (WASHER and DRYER (2024/2025) and a spacious 2-CAR GARAGE with additional laundry space, providing convenience and additional storage.

Major updates give peace of mind, including a ROOF (2018), A/C (2021), and WATER HEATER (2025).

Living in Palamar Oaks Village means enjoying access to a COMMUNITY POOL, CLUBHOUSE, and MAINTAINED GROUNDS, all while being ideally located near LAKEFRONT PARK, DOWNTOWN ST. CLOUD, shopping, dining, US-192, and the FLORIDA TURNPIKE—making daily living and commuting effortless.

This home offers the space, layout, and updates buyers are looking for—MOVE-IN READY WITH ROOM TO MAKE IT YOUR OWN.

Property Details

Basics

Property Type
Residential
Property Subtype
Single Family Residence
MLS Number
O6399059
Year Built
1986
Levels
One
Architectural Style
Florida
Direction Faces
South
Occupant Type
Vacant

Size & Structure

Living Area
1,230 sqft
Total Area
1,804 sqft
Lot Size
0.11 acres
Lot Sq Ft
4,661 sqft
Bedrooms
3
Full Baths
2
Garage Spaces
2
Stories
1

Interior

Flooring
Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Purifier, Water Softener
Interior Features
Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
In Garage, Laundry Closet, Washer Hookup
Windows
Window Treatments
Fireplace
Yes — Electric, Living Room
Furnished
Partially
A/C
Central Air
Heating
Central

Exterior & Lot

Exterior Features
Rain Gutters, Sliding Doors
Construction
Stucco
Roof
Shingle
Foundation
Slab

Water & Pool

Community & HOA

HOA
Yes
HOA Fee
$196/Monthly
HOA Amenities
Playground
Community Features
Pool, Street Lights
Pets Allowed
Cats OK, Dogs OK
Homestead
Yes

Utilities & Systems

Water
Public
Sewer
Public Sewer
Utilities
Public
Cooling
Central Air
Heating
Central
Flood Zone
X

Financial

List Price
$319,000
Annual Taxes
$1,787
Tax Year
2025
Listing Terms
Cash, Conventional, FHA, VA Loan
Special Conditions
None

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