$549,900
Active

1024 SENECA TRAIL

ST CLOUD, FL 34772 — INDIAN LAKES PH 05 & 06
5 Beds
3 Baths
2,966 sqft
0.20 acres
Built 2006
3-Car Garage

About This Property

Stop scrolling—1024 Seneca Trl in St. Cloud is a rare opportunity in a neighborhood that’s truly at its prime. Homes with this kind of space, layout, and long-term potential don’t come around often, and it’s the perfect fit for both a primary residence or a smart addition to an investment portfolio.

Featuring 5 bedrooms, 3 bathrooms, and 2,966 sq ft of well-distributed living space, this home is built for modern life—room to spread out, work from home, and entertain with ease. The highlight upstairs is a huge loft with a full bathroom, ideal as a second living area, office, media/game room, or a flex space that can function like a 6th bedroom option (buyer to verify).

Step outside and enjoy extra privacy with no immediate rear neighbor, thanks to the service access behind the backyard—plus a comfortable outdoor space for family, pets, and weekend gatherings. Sidewalk-lined streets add to the welcoming, pedestrian-friendly vibe.

The community brings the lifestyle: low monthly HOA and premium amenities including a pool, tennis courts, and a playground—all in a beautiful environment you’ll be proud to call home.

Location is a major win—convenient to supermarkets, restaurants, fast food, gas stations, and medical offices, with quick access to Florida’s Turnpike, US-192, and other main roads for easy commuting across Central Florida.

And here’s the peace of mind buyers love: Roof (2020), A/C unit (2019), and Water Heater (2025).

St. Cloud is growing fast—buy now while the timing is right and secure space, lifestyle, and future value in one move.

Property Details

Basics

Property Type
Residential
Property Subtype
Single Family Residence
MLS Number
S5144502
Days on Market
35
Year Built
2006
Levels
Two
Architectural Style
Contemporary
Additional Rooms
Bonus Room,Breakfast Room Separate,Den/Library/Office,Florida Room,Formal Dining Room Separate,Storage Rooms
Direction Faces
Northeast
Occupant Type
Owner

Size & Structure

Living Area
2,966 sqft
Total Area
3,889 sqft
Lot Size
0.20 acres
Lot Sq Ft
8,756 sqft
Bedrooms
5
Full Baths
3
Garage Spaces
3
Stories
2

Interior

Flooring
Tile, Wood
Appliances
Range, Refrigerator
Interior Features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Furnished
Unfurnished
A/C
Central Air
Heating
Central

Exterior & Lot

Exterior Features
French Doors, Rain Gutters, Sidewalk
Construction
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Patio/Porch
Front Porch, Patio
Other Structures
Shed(s)
Fencing
Fenced, Vinyl
Lot Features
City Limits, Near Golf Course, Sidewalk, Paved

Water & Pool

Community & HOA

HOA
Yes
HOA Fee
$468/Semi-Annually
HOA Amenities
Playground, Pool, Tennis Court(s)
Community Features
Pool, Sidewalks, Tennis Court(s), Street Lights
Pets Allowed
Cats OK, Dogs OK, Yes
Homestead
Yes

Utilities & Systems

Water
Public
Sewer
Public Sewer
Utilities
BB/HS Internet Available, Cable Available, Public
Cooling
Central Air
Heating
Central
Flood Zone
X
Parking
Driveway, Garage Door Opener, On Street

Financial

List Price
$549,900
Annual Taxes
$6,159
Tax Year
2025
Listing Terms
Cash, Conventional, FHA, VA Loan
Special Conditions
None
Possession
Close Of Escrow

Schools

Elementary
Michigan Avenue Elem (K 5)
Middle School
St. Cloud Middle (6-8)
High School
St. Cloud High School

Virtual Tour

View Virtual Tour

Location