$519,900
Original: $549,900
Active

1024 SENECA TRAIL

ST CLOUD, FL 34772 — INDIAN LAKES PH 05 & 06
5 Beds
3 Baths
2,966 sqft
0.20 acres
Built 2006
3-Car Garage

About This Property

Stop scrolling — motivated seller and a major opportunity at 1024 Seneca Trl in St. Cloud! This spacious 5-bedroom, 3-bathroom home offers 2,966 sq ft of well-distributed living space in the desirable Indian Lakes community, giving buyers the space, flexibility, and lifestyle features that are hard to find at this price point.

The floor plan is ideal for today’s needs, with room to work from home, entertain, host guests, or create separate living areas. One of the biggest highlights is the upstairs area, featuring a huge loft, full bathroom, and bedroom setup that can work beautifully as a private guest space, media/game room, office, flex room, or potential “Mother-in-Law Suite” style area. Buyer to verify use and layout preferences.

Outside, enjoy a fenced backyard with added privacy and no immediate rear neighbor due to the service access behind the property. The large outdoor space is great for relaxing, pets, gatherings, or creating your own backyard vision.

The community adds even more value with a low monthly HOA, community pool, tennis courts, playground, sidewalks, and a welcoming neighborhood setting. Location is another major advantage, with convenient access to supermarkets, restaurants, gas stations, medical offices, Florida’s Turnpike, US-192, and major Central Florida roadways.

Important updates buyers appreciate include Roof 2020, A/C 2019, and Water Heater 2025. The property also offers a 3-car garage, no CDD, and a functional layout with excellent long-term potential.

Seller is highly motivated and ready to work with serious buyers. Schedule your showing and come see this unique home.

Property Details

Basics

Property Type
Residential
Property Subtype
Single Family Residence
MLS Number
S5144502
Days on Market
73
Year Built
2006
Levels
Two
Architectural Style
Contemporary
Additional Rooms
Bonus Room,Breakfast Room Separate,Den/Library/Office,Florida Room,Formal Dining Room Separate,Storage Rooms
Direction Faces
Northeast
Occupant Type
Owner

Size & Structure

Living Area
2,966 sqft
Total Area
3,889 sqft
Lot Size
0.20 acres
Lot Sq Ft
8,756 sqft
Bedrooms
5
Full Baths
3
Garage Spaces
3
Stories
2

Interior

Flooring
Tile, Wood
Appliances
Range, Refrigerator
Interior Features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Furnished
Unfurnished
A/C
Central Air
Heating
Central

Exterior & Lot

Exterior Features
French Doors, Rain Gutters, Sidewalk
Construction
Block, Stucco, Frame
Roof
Shingle
Foundation
Slab
Patio/Porch
Front Porch, Patio
Other Structures
Shed(s)
Fencing
Fenced, Vinyl
Lot Features
City Limits, Near Golf Course, Sidewalk, Paved

Water & Pool

Community & HOA

HOA
Yes
HOA Fee
$468/Semi-Annually
HOA Amenities
Playground, Pool, Tennis Court(s)
Community Features
Pool, Sidewalks, Tennis Court(s), Street Lights
Pets Allowed
Cats OK, Dogs OK, Yes
Homestead
Yes

Utilities & Systems

Water
Public
Sewer
Public Sewer
Utilities
BB/HS Internet Available, Cable Available, Public
Cooling
Central Air
Heating
Central
Flood Zone
X
Parking
Driveway, Garage Door Opener, On Street

Financial

List Price
$519,900
Original Price
$549,900
Annual Taxes
$6,159
Tax Year
2025
Listing Terms
Cash, Conventional, FHA, VA Loan
Special Conditions
None
Possession
Close Of Escrow

Schools

Elementary
Michigan Avenue Elem (K 5)
Middle School
St. Cloud Middle (6-8)
High School
St. Cloud High School

Virtual Tour

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Location